Built for
People in France
The Sécurité sociale is built in from official rates: add your mutuelle and see both, treatment by treatment.
French people abroad
The CFE is built in for your zone: add your complement and know what is left for you.
Expats everywhere
International, local or stacked plans, in any language and currency.
How it works
- Add your table of benefits. A PDF or photos.
- Kerlo reads it. Rates, limits, deductible, waiting periods, network. Every value links to its page in your document.
- You confirm. Nothing counts until you have checked it.
- Estimate before you book. A treatment, an amount, and what you will likely pay.
- Track what is left. Reimbursements received and what remains on each limit.
Estimates, never guarantees. Only your insurer decides what it pays. Kerlo gives you an estimate based on your policy and what you enter, and shows where every figure comes from. Kerlo is not an insurer or a broker: it sells, compares and recommends no insurance.
Your data
- Your care (treatments, reimbursements, receipts, estimates) stays on your phone, never on our servers.
- Your policy is read only with your explicit consent, then deleted from our servers.
- Your account and your coverage terms are hosted in the European Union.
- Export or delete everything at any time, even without a subscription.
Details in our privacy policy.
Contact
Support: support@kerlo.app
Personal data: privacy@kerlo.app